As an independent Registered Investment Advisory firm we are unbiased in our advice and recommendations. We receive no fees or commissions resulting from the products and services provided to our clients. The only fees received by us are those charged to our clients. Our fees are based on the value of assets being managed for the client.
Our investment process consists of the following steps.
Learning about you — We meet with you to fully understand your current situation. We will discuss your goals, your time horizon and your investment objectives.
Your attitude to risk — After we assess your personal situation, we discuss and agree on your risk tolerance. Some people like to play it more cautiously. Others might be more inclined to take a few more risks.
Our proposal to you — We present a recommended strategy. It will be based on your agreed risk tolerance and objectives.
Management of your portfolio — We constantly review your account and change any of the holdings as required. We will do this based upon changes in the market and the economy.
Keeping you informed — You will receive regular communication, illustrating the value of your investment. We will also comment on how it compares to the goals and objectives set at the last meeting.
Our commitment to you is to never exceed your agreed risk tolerance. At times it may prudent to be more conservative but we will never be more aggressive. We serve as a fiduciary and manage your money as if it were our own.